Sinkholes are a naturally occurring geological condition and one of the most prevalent land forms in Florida. Many of the lakes in Florida are actually relic sinkholes, and cypress stands are often a signal of previous sinkhole activity. Sinkholes can be classified as geological hazards sometimes causing extensive damage to a home or business resulting in costly repairs. Due to the extreme weather conditions experienced in Florida over the past few years, sinkhole activity has increased and many areas are now being plagued with this natural disaster.

Many people do not realize that current Florida law requires that their insurance company offer coverage for damage due to a sinkhole activity. In addition, Florida law requires that once an insurer receives information regarding any damage to an insured's property as a result of settlement, the insurance company must hire a geotechnical engineering firm to perform an investigation sufficient to rule out sinkhole activity within a professional certainty, at no cost to the insured. This means that it is not necessary for property owners to prove that their structure is being damaged due to sinkhole activity. To the contrary, it is the burden of the insurer to prove that a structure is not being damaged as a result of sinkhole activity.

We know that often times your life savings are invested in your home and that you work hard to keep your home looking good to provide a safe and comfortable environment for your family. Many times clients will come to us prior to contacting their insurance company. The attorneys of Bogani & Robes will work hard to protect your investment by representing you vigorously to the best of our abilities with regard to your claim with your insurance company for damages to your home.

even if you have already filed a claim, whether or not the insurance company  agrees you have a sinkhole. We also represent individuals in situations where their insurer agrees that their home is damaged due to sinkhole activity, but only offers to pay a portion of what it will cost to
repair or replace the property. We can help people in this situation, often obtaining substantially more than the insurance company initially offered.